Welcome to Money Craft Trader ("Company", "we", "us", or "our"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, store, and protect your data when you use our website, attend our courses (online/offline), or interact with us in any form.
By accessing or using any of our services, you agree to the terms outlined in this Privacy Policy and our No Refund Policy.
1. Information We Collect
We collect personal and transactional information that you provide to us, including but not limited to:
- Full Name
- Email Address
- Mobile Number
- Location (for offline sessions)
- Payment Details (only via secure gateways, never stored by us)
- Device and browsing information (via cookies)
2. How We Use Your Information
Your information is used strictly for:
- Providing course access and study material
- Communicating updates or important notices
- Offering customer support
- Sending transactional and course-related WhatsApp/email/SMS messages
- Internal analytics to improve our offerings
3. Data Protection
We implement industry-standard measures to secure your data:
- Encrypted storage (where applicable)
- Secure payment gateways (e.g., Razorpay, Google Pay, etc.)
- Limited access to sensitive data internally
- No resale or third-party sharing of personal data
4. Third-Party Services
We may use trusted third-party tools (e.g., Zoom, Google Drive, WhatsApp API, payment gateways) to deliver services. These platforms may have their own privacy policies. We are not responsible for their practices.
5. No Refund Policy
All payments made to Money Craft Trader are non-refundable under any circumstances.
This includes, but is not limited to:
- Course cancellations by the participant
- Change of mind
- Unavailability or scheduling conflicts
- Technical issues on the user's end
- Failure to attend live/offline sessions
By enrolling and making payment, you agree and acknowledge this No Refund Policy unconditionally.
6. Disclaimer & Limitation of Liability
- Our courses are for educational purposes only and are not financial advice.
- We do not guarantee profits, returns, or success in the stock market.
- Any decision made based on our content is the responsibility of the user.
- We are not liable for any loss, damage, or legal issue arising from the use of our material.
- Defamation, misuse of our content, or misrepresentation of our brand is strictly prohibited and may attract legal action.
7. User Consent
By accessing our website, joining our classes (online or offline), or engaging in any communication with us, you consent to this Privacy Policy and the No Refund terms.
8. Updates to This Policy
We reserve the right to update or modify this policy at any time. Updates will be posted on this page with the revised date.
9. Contact Information
If you have questions or concerns about this Privacy Policy or our practices, please contact: